Key Features:

Lower Interest Rates: Home improvement loans often come with lower interest rates compared to other types of loans like personal loans, making them a more affordable option for financing renovations. 

Benefits:

Zero Collateral: As Personal Loans are unsecured, you are not required to provide any collateral or security for the loan.
Flexible Tenure: Personal Loans are now available for 12 months to 60 months.
Minimum Eligibility Requirements: Even the Personal Loan eligibility requirements are minimum.